Risk preference research
Help participants shape their financial future
As financial stewards, pension funds should understand their participants' risk preferences. Asking participants about their risk appetite is required by Dutch law, at least every five years. Insurers and premium pension institutions can conduct this research voluntarily. The insights you gain help determine the right asset mix, design life cycles and assess risk tolerance, while offering additional segmentation options for a more tailored approach.
We are trusted by:
Why you can rely on IG&H
40+
Funds participated
representing almost half of all participants in the Netherlands
80+
Proven survey questions
you can choose from across 5 main topics
200,000
Participant answers
serving as benchmarks for comparison
Analysis with actuarial input
from Achmea Pension Services
Get fact-based answers with a comprehensive overview of your participant’s risk appetite
Backed by science
Tooling and advice based on
renowned Netspar study
Recognized by law
Our approach is officially listed in the legislation
Customized measurement
Consider age, income, employment status and more
Tailored to funds
Customized to fit your traits and schemes
Well-rounded risk
Get to the core of your participant's risk preferences
User-friendly
Gamification for surveys and an interactive slider
Practical outcome
Clear answers with strongly quantitative results
Take the next step
A fact-based foundation to design asset mixes and life cycles
Empower your participants
Participants can explore various scenarios using an interactive slider ranging from no risk to full risk. A predictive algorithm coupled with an intuitive user interface allows survey participants to quickly visualize potential pension outcomes. Behind each number is a specific asset mix.
The results showed that most were willing to accept a certain amount of risk, but what amount of risk? And which investment mix would best fit their risk profile? That was difficult to deduce from our previous method of research.
Ludo Nagel | Investment strategist at Pensioenfonds Rail & Openbaar Vervoer
Ask the right questions with risk preference research
Paul Geurtsen
IG&H is the market leader in risk preference research in the Netherlands. We are at the forefront of this continuously developing field, even pioneering methods later adopted by legislation. Are you ready for practical help in uncovering your participants’ preferences?
