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Risk preference research
Your Partner for Risk preference research
According to the law, Dutch pension funds must ask their participants how much risk they are willing to take, at least every five years. Insurers and premium pension institutions can voluntarily conduct risk preference research as well. This approach provides input for selecting the right asset mix, designing life cycles and gauging risk-bearing abilities. It also offers additional detailed segmentation options.
No risk
Full
risk
Get fact-based answers with a comprehensive overview of your participant’s risk appetite. Conducting pragmatic yet thorough risk preference research, we are a proven front-runner that supports you in a changing pension landscape.
Backed by science
Tooling and advice based on renowned Netspar study
Recognized by law
Our approach is officially listed in the legislation
Customized measurement
Consider age, income, employment status and more
Tailored to funds
Customized to fit your traits and schemes
User-friendly
Gamification for surveys and an interactive slider
Practical outcome
Clear answers with strongly quantitative results
Well-rounded risk
Get to the core of your participant's risk preferences
Take the next step
A fact-based foundation to design asset mixes and life cycles
Empower your participants
Participants can explore various scenarios using an interactive slider ranging from no risk to full risk. A predictive algorithm coupled with an intuitive user interface allows survey participants to quickly visualize potential pension outcomes. Behind each number is a specific asset mix.
How would you like to invest?
Possible outcomes
Full risk
No risk
Why you can rely on IG&H
40+
funds participated
representing almost half of all participants in the Netherlands
80+
Proven survey questions to choose from across 5 main topics
participant answers serve as benchmarks for comparison
Analysis with actuarial input from Achmea Pension Services
200,000
“The results showed that most were willing to accept a certain amount of risk, but what amount of risk? And which investment mix would best fit their risk profile? That was difficult to deduce from our previous method of research.”
Ludo Nagel | Investment strategist at Pensioenfonds Rail & Openbaar Vervoer
See how the Dutch Pension Fund for Public Transportation (Rail & OV) used data-driven risk appetite assessment and asset allocation to empower participants to better understand the impact of risk.
Ask the right questions with risk preference research
With experience in risk preference research at over 30 pension funds, IG&H is the right fit for your company as well. Our risk preference research enables you to match the risk appetite of participants as closely as possible with an asset mix that has a high probability of achieving their goals. We are at the forefront of this continuously developing field, even pioneering methods later adopted by legislation. With a comprehensive overview, your fund can fulfil the (upcoming) legal requirements. Are you ready for practical help in uncovering your participants’ preferences?
